Travel tips

Travel insurance and the excursion small print

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AV
Anorya Team · 7 mars 2025 · 1 min read

Standard policies cover snorkelling. They frequently do not cover quad bikes or diving.

A hotel guide who tells you your insurance does not cover third-party excursion operators is misinformed or selling something: your travel insurance is valid throughout Egypt, and any licensed operator carries its own passenger liability — it could not obtain a tour permit otherwise.

Travel insurance and the excursion small print

What is worth checking is the activity list in your own policy. Snorkelling is almost always included. Scuba diving is frequently excluded above a certain depth or without a specific add-on. Quad bikes and buggies are excluded by a great many standard policies, sometimes under "motorised off-road vehicles", and that exclusion is the one people discover at the worst moment.

For divers specifically: check whether the policy covers hyperbaric chamber treatment and evacuation. Egypt has good chambers in Hurghada and Sharm, but the cost without cover is substantial. Dedicated dive insurance is inexpensive and worth it for anything beyond an intro dive.

Travel insurance and the excursion small printTravel insurance and the excursion small print

Keep a photograph of your policy number and the emergency line on your phone, and note that hotel doctors and private clinics generally expect payment at the time and a claim afterwards.

Keep a photograph of your policy number and the emergency line on your phone, and note that hotel doctors and private clinics generally expect payment at the time and a claim afterwards.

Travel insurance and the excursion small print
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Frequently asked questions

We really have some of the lowest prices that can be offered while keeping the quality of service high. We are an online booking company working directly with large organizers in Egypt, so we can offer very favorable prices thanks to the large flow of tourists. Buying from us, you get quality service and don't overpay intermediaries.
The organizers' fleet has plenty of vehicles - cars, minivans and large comfortable buses. Vehicles for short, medium and long distances are equipped with air conditioning and safety systems, and buses with toilets are provided on long routes. All vehicles are regularly serviced and sanitized, hold the necessary tourist permits, and drivers are inspected before every trip.
We work without prepayment. Group excursions are paid on the bus or during the trip. The exceptions are individual excursions where plane tickets or documents are involved. The organizer comes to you - there is no need to look for anyone to pay. You can pay in cash in dollars or euros, and an alternative payment method can be arranged.
Egypt is heavily regulated when it comes to tourism. For a car or yacht to run a tour, daily permission from the police and military is required, and organizers without a license don't get permits. That is why on some tours we may ask for voucher and passport details (this applies to marine excursions, individual tours and some group tours that leave the city). For other excursions only the number of people is needed.
Some hotel guides wrongly claim insurance does not apply to third-party excursion organizers. That is not true. Your travel insurance is valid throughout Egypt, and once you are on the organizer's ship, bus or transport they carry full insurance responsibility for passengers - otherwise they could not obtain a tour permit at all.
Please check your belongings when you leave the bus or boat at the end of the tour. If something is lost it is hard to recover, as vehicles leave immediately to be cleaned. We will always help you look, but we cannot guarantee a 100% return - so please be careful!
We have a large daily flow of bookings, so most excursions run every day (or on set weekdays per the program's schedule). After booking we send the exact hotel pickup time. Many trips are shared with small hotel groups who bought the same tour from operators - the only difference is that our price is 40–60% lower.
Tour photographers are independent and do not work for the company, so any arrangement with them is your responsibility. We do not recommend paying in advance unless you are sure the photos will be delivered. If you do not want photos, tell the photographers early to avoid any pushiness.